Security

We will discuss 3 Web Development Best Practices that can help you safely launch your new specialized banking & financial services application. We should have said three Web Development Best Practices of security since security is so crucial in the Banking and Finance sectors and it is the main topic of this post.

Do we really have to go back and review all the security threats and online hacks and attacks that happened over just the last 5 years or so… I hope not?

All financial institutions and banks have developed a strict policy for systematically securing their critical clientele web applications. But they should also apply such a targeted policy when developing web applications dedicated to their personnel by making development choices that will address today’s security requirements and adapt to help meet tomorrow’s challenges.  Therefore, they must carefully identify all web access to database and process involved in these web application projects and assess the level of risk presented by each type of online communications or user group; ideally, at the development stage.

Because security fixing costs 100 times more to correct once in production than in development. So, it would save a lot of pain and revenues to test-find security flaws at the latter stage.

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Let’s not forget that Mobility didn’t happen just yesterday; in fact, the sales process of the notorious Avon representative were, well… 100% mobile.

In short, we’re really Back to the Future nowadays, only now the nature of the Sales Process is executed in a different way; it’s entirely mobile or almost and mostly automated, stored, secured… and green!

Just to be clear, let’s reveal the true nature of the Sales Cycle of a typical Sales Force of today!

Mobility

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Everybody talks about BI (Business Intelligence) and its virtues since a few years; everybody wants BI seeing in it a miracle remedy to its enterprise or Sales Force performance or thinking it could be the new growth vector they’re looking for. And probably with good reason but it can’t be done with a blink of an eye, there has to be a sound analysis done before mobilizing Business Intelligence!

Challenges of Business Intelligence

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Many clients from medium and large enterprises that we meet have migrated their CRM in the Cloud or are seriously thinking about it. On the other, and as surprising as it may look, we have also met others who have set a Cloud CRM and are on the verge… of coming down from their cloud!!!  In fact, just recently, while attending the CFO Summit in the USA, we were quite surprised to find out that many enterprises were not that satisfied with a well-known Cloud CRM solution and are seriously looking to a tailor-made CRM solution!

This is the story for this post; why should you migrate to a Cloud CRM and why should you look into a more traditional, some would say a more, personalized solution?

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Companies today have many means to use to increase sales and achieve corporate objectives! Moreover, several of these means (strategies, tools, tactics, etc.) are the heart of the managers and executives annual Strategic Plans.

Marketing for example can play within the entire range of tactics and tools, whether traditional marketing with advertising, media placement, direct marketing, promotions, etc., or Marketing 2.0 with a wide assortment of technologies for collaboration and profiles in Social Media… this, of course, if you’re an aficionado of Web 2.0 and already have an Enterprise 2.0 footprint – a digital footprint.

Human Resources may, for its part, contribute to the achievement of objectives by providing additional or better qualified resources, resource allocation, training, or help with developing and deploying a Knowledge Management strategy, etc.

And then there’s IT….

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So let’s jump merrily into the depths of the nightmare of every entrepreneur: IT investment. I say nightmare because it’s a field of expertise for which the vast majority of entrepreneurs have absolutely no basis for appreciation or evaluation.  There is little or no reassurance for a decision-maker faced with a 100, 200, or even $500,000 decision, which choice will likely have a major impact on productivity, thus profitability and the future of the business.

So… to help the entrepreneur in this situation, and I believe there will be more and more who need help in the years to come, because the stakes are the same and are just as important as ever: Business Process Automation, increasing productivity, mobile workforce, accessible information, increased quality of Business Intelligence, improved decision-making processes, integrity and security of company data, etc., all of course with the ultimate goal; increase Profitability and improve Customer Satisfaction.

The Problem

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Amazingly, 25 years ago, the only people who spoke of Databases (DB) were the IT folks. They were perceived within large enterprises, not just as geeks but as business gurus. They held the secret formulas, some sort of modern day sorcerers.

Over time, the variety of databases available has diversified. Databases infiltrated the universe of many different departments of businesses; be it the Sales Force with its CRM, Human Resources (HR) with a homemade Access application, the Finance department with their multitude of Excel sheets (even if strictly speaking, they’re not really databases, it must be pointed out that Excel still manages the largest amount of data stored globally), Production and Purchasing with their ERP, etc. And that’s without counting the best years of Visual FoxPro,  which has been replaced by SQL, Oracle and many others…

Since that time, we have bandied about the term across levels of business, for example: “I think we have that into our Database”

Good evening, tonight on Discovery: The Adventures of Databases…

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The debate has been raging for over a decade and the heights the confrontation and rivalries. So, what is it, Web applications or Windows? At the time, these two diametrically opposed visions each had hard core advocates who had sworn allegiance to the death. Much water has passed under the bridge since then and today we understand that reality is not quite so simple; not everything is black or white.

The vast majority of businesses – be they big, medium or even small – have purchased numerous office software programme licenses from Microsoft (Windows, Office, SharePoint, etc.) since the arrival of Windows and a great many of these have invested in the development of applications custom built in Microsoft’s .Net framework or other platforms. And today, almost all IT managers are turning to the Web applications where they are seriously considering or at the very least evaluating their options there.

Walking the Web applications / Windows high wire with my business

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