Major disruptions in Banking and Financing on the horizon; thanks to new technologies from Big Data Analytics to Mobile Apps that are reshaping this sector at a fast pace, resulting in new ways for companies and customers & consumers to interact, to manage their money and to conduct transactions.

Global investment in Fintech ventures hit $5.7 billion in the first quarter of 2016, and about half the funding went to projects in Asia, primarily in China. “The reason funding is taking off now is that the four platforms – Mobility, Big Data (IoT) and Analytics, Blockchain Technology (Bitcoin) and Machine Learning (AI) – are in their infancy,” said Catherine Wood, CEO of ARK Investment Management (US) at the Annual Meeting of the New Champions in 2016.

The fact is that Banking and Financial Services is one of the largest industries that is still not fully digitalized. In this field of activities, the technological revolution has just begun.

So let’s see what we’re up to and what major disruptions we may foresee.

Overview of upcoming disruptions in Banking and Financing

(more…)

Everybody knows that, Big Data comes with its data cleaning and labeling issues prior to revealing its magic, you have to properly feed the Big Data visualization tools with the right data. That’s for Big Data.

But what about enterprises, what’s their excuses for not making the most of their data and not acting upon priceless customer insights provided by their, who knows, BI experts, Dashboards Metrics, IT Consulting Firm, CRMs, Databases drilling, etc.? None really, considering the incredible technology budgets CMOs have been granted in the last decade or so… because, let’s be honest, the responsibility mostly falls on the shoulders of CMOs, they’re the ones that should be looking for such valuable data to enhance the customer experience and better understand the customer journey.

But the fact is: “only 28% of businesses believe they are generating strategic value from the data they collect,” based on numbers from Business News Daily. Blame it on the CMOs. Well, that’s what C-suite’s have been doing, grading them only “C” in 2015, in terms of efficiency. (source: VisionEdge Marketing)

So, the pressure is on for CMOs to get good at data… very good and very fast!

(more…)

The main Big Data problem today is that data still has to be labelled and categorized manually and this is what keeps the marvels of Big Data out of reach for most enterprises. Some may argue there might be an even bigger Big Data problem for businesses operating in th real world.

Big Data is getting… well, pretty big, especially when coupled with IoT. It is expected to change the landscape of Marketing, and of the way businesses do business, by enabling predictability of sales and customers’ needs and expectations, thanks to real-time analysis and visualizations of huge amount of structured and unstructured data gathered from the digital realm (mobile apps, web, website, social media, etc.).

And that’s great if you’re a large company with large resources, with big budgets and big clients, mostly operating in the digital world and producing huge amount of data to dive into so to extract those Marketing Intelligence pearls that will provide you with a competitive edge.

Many predict that Big Data-savvy will be a must of the next generation CMOs’ successful profile.

(more…)

Most companies, even if they don’t know it, already have way much more data than they can efficiently handle; they are literally drowning under data! So, do you believe the Big Data promise? That it’ll make a difference in your business performance and profits?  Not so evident!

But first, let’s see what we are talking about?  What is Big Data?

And when did it turn out to be BIG?

The true nature of Data and the Big Data promise

Data comes in two forms: structured and unstructured. When you join the two, it becomes Big, really BIG.

(more…)

Part 1 – The design before Xcode

Here at Analystik, we have done a case study for the creation of an iPhone application using the Xcode development environment. We searched online and couldn’t find a good step by step tutorial of the process, so we decided to create one for you. Here it is ! At first, this part concentrates on the early stages before you get into Xcode, so these steps are the same for an iPhone, Android or Windows (with some differences in the exportation of files).
(more…)

This is Big Data era right? And everyboy is just so happy with all this new Intelligence pouring in and all these KPIs literally falling from the skies which will all of a sudden enlighten us and magically empower us with infallible decisions and grant us assured success, right?

And we’re all writing down new figures of « big-data augmented » sales and revenues and God knows just how fantastic everything will be from now on for us all!

Well, the thing is I don’t want to kill it for you all but really, don’t you feel that as CXO we’re all already pretty much flooded with data, information et metrics of all sorts?

Two considerations I’d like to submit to you.

Question of Intelligence, what KPIs and not even Big Data will ever tell you!

(more…)

Does the IT function receive all the credit it deserves? Not really!  Surprising, considering IT key role and technologies’ contribution to business success. Maybe business leaders should start adopting the Startup attitude when facing new challenges or consider someone who does as a real Business Partner, like IT Consultants. Here’s why?

I understand that all CFO, CMO and CHRO will tell you that their function is the most valuable within the enterprise but one can’t fail to see that without IT, all these guys would be in trouble, right… or elsewhere!

Nevertheless, even 15 years later, the year-2000 bug still feels like a big knot in the throat for most C-levels, CTOs & CIOs have lost a lot of credibility there. On the other hand, slowly but surely, CTOs & CIOs are slowly gaining higher decision-levels within enterprises.

The CIO & CTO Dilemma regarding its IT Business Partner

(more…)

The new cross-platform application development paradigm has confronted developers with a multi-OS and multi-device heteroclite environment (iOS, Android, PC, Web). And of course, everyone was looking for high-performance cross-platform multi-device deliverables!

Saying that the application development landscape has greatly evolved over the last few years would definitely be an understatement, be it mobile or back-end and front-end. And always the performance challenge remained central over time, both in terms of development (to develop the fastest possible at the lowest cost) and in terms of application performance.

(more…)

Imagine not to need your Laptop with you on the road any more whether for work or in weekend because you can use your Smartphone as a computer PC simply by connecting it to a screen and a keyboard. How about that? Welcome to Microsoft Continuum, the UX counterpart of Universal Windows Platform.

This vision encapsulates the concept of « Mobile Computing » or if you prefer, a « computing experience » in which the user can not only access its information (networks, applications, contents) but also deploy a fully functional working environment, anywhere, on any device.

(more…)

Microsoft made quite an important acquisition starting 2016, Xamarin, which reveals the strategic direction the Redmond Giant is taking and how it intends to capitalize on the cross–platform application development concept to materialize its vision!

What is that strategy? Well, Microsoft has created strong versions of Office running on Android, iOS and Windows 10 Mobile, and moreover, it comes up with its Cloud Services, from Office 365 to Azure, presented as a platform for any mobile client rather than just Windows.

Windows 10 is supposed to take us in the era of the Universal Windows Platform (UWP), where developers can write but one application and run it on all devices; IoT, Smartphones, Xbox consoles, Tablets, PCs, etc.

So with Xamarin, all of a sudden, the Microsoft can be attractive to more that just .Net / Windows developers but also to iOS and Android developers.

(more…)

Well, Windows Universal Platform (UWP) should provide all Microsoft aficionados a few very good reasons to rejoice and be happy.

Your enterprise has been relying on Microsoft technologies forever and some of your critical applications are close to life cycle finale or they have been developed with obsolete technologies or maybe some of your data and some of your back-end applications and CRM’s Business Intelligence need to be accessible on different devices!

Then you might be asking yourself if your IT department would profit from developing your new apps under the new Microsoft Development Architecture ; Universal Windows Platform (UWP)?

BENEFITS FOR DEVELOPERS

(more…)

Evidently, Windows 10 represents a significant technology shift, for both users and developers; so, how can we identify those triggering factors that call upon adapting / adopting rapidly such a new technology paradigm? And when do you know it is time for users to migrate to Windows 10?

Considering the role played by and the scope of investments made in IT systems and applications in terms of competitiveness and growth for the enterprise, there is no doubt that any new or significant technology movement must be taken seriously.

Users… and even more so, users’ satisfaction level towards their Windows 10 experience must be considered as a key factor when assessing adoption and integration of this new technology within the enterprise. Here are a few facts that should be seen as positive alarm triggers for IT managers regarding Windows 10.

(more…)

Windows 10 represents a new technology paradigm; so, how can we identify those triggering factors that call upon adopting rapidly and migrate to Windows 10 in terms of technology?

Considering the role played by and the scope of investments made in IT systems and applications in terms of competitiveness and growth for the enterprise, there is no doubt that any new or significant technology movement must be taken seriously.

(more…)

Choosing an ERP is always a difficult decision that has significant economic consequences. It needs research and proper evaluation because it influences your organization in many different ways. Long term commitment to a software and its vendor comes after this step. Implementation process lasts for such a long time and it takes huge amount of resources. Therefor you and your consultants need a clear understanding of your requirements and characteristics for a product. Here is a list of equally important though less considered items for evaluating and choosing an ERP product. (more…)

Here’s an overview of the impacts to come and the vision behind Windows 10 Application Development for enterprise.

The multiplatform vision behind Windows 10 is called, Universal Windows Platform (UWP), and it will have a great impact on Microsoft tools and software users but even more so, for Microsoft application developers.

(more…)